Comprehensive Maternity Insurance for a Worry-Free Pregnancy
Ensure peace of mind during pregnancy with tailored maternity coverage. Get financial support for prenatal check-ups, delivery, and postnatal care, ensuring the best healthcare for both mother and baby.
Talk to an Expert Health Insurance Adviser
Maternity Coverage in Singapore
Planning for maternity as an expat in Singapore requires careful consideration due to high medical costs. Maternity coverage is often an optional add-on to inpatient and outpatient plans, while employer-provided insurance may have limitations. Key factors to review include childbirth costs, pregnancy and delivery complications, newborn and congenital condition coverage, and waiting periods. Securing coverage early ensures financial protection.
Maternity Coverage
Available to women aged 19-45 who have selected the Extensive or Elite Hospital and Surgery plans on anil deductible basis, and the Outpatient module.
Neonatal Disabilities
Covered, but only applicable to Newborn Additions (please refer to the Terms and Conditions for further details).
Exclusion for Assisted Conception
Pregnancy or childbirth complications arising frommajor assisted conception are not covered, unless specifically listed under MaternityBenefits in the benefits schedule.
Key Maternity Coverage Features
Routine Outpatient Maternity
For certain outpatient services related to routine prenatal and postnatal care, the following benefits apply
Physician consultation fees, diagnostic scans and tests, and medicines or drugs prescribed by a physician or licensed midwifery practice or clinic for routine pre-natal and post-natal services.
Co-insurance Waiver: The20% co-insurance is waived if selected under the outpatient module for the above services, up to 45 days following birth.
Important Waiting Period
-
Waiting Period: Maternity insurance typically has a waiting period of 8 to 24 months, meaning coverage must be secured well before conception. Without it, pregnancy-related expenses and newborn coverage may not be included, leading to significant out-of-pocket costs.
Maternity care is a vital part of your healthcare planning, and we want to ensure you receive the most appropriate coverage for your needs. If you're considering maternity coverage or have questions about your options, contact us at Interexpat for personalized guidance and expert advice on finding the right plan for you. Get the Right Maternity Coverage Today Speak with an Expert to learn more about April International’s maternity coverage options, or Get a Free Quote to customize a plan that works for you and your family’s needs. We’re here to help ensure that your pregnancy and maternity experience in Singapore is as smooth and worry-free as possible.
Tailored Coverage Plans
Get insurance solutions that match your specific needs, whether for individuals, families, or businesses.
Why Choose US
Comprehensive Global Protection
Enjoy peace of mind with coverage that extends within Singapore and beyond, ensuring security wherever you go.
Fast & Hassle-Free Claims
Our streamlined process ensures quick claims approval, so you can focus on what matters most.
Special Limits on Certain Treatments
Certain disabilities and treatments are subject to specific sub-limits and coverage limits. Please refer to your benefits schedule for details on the maximum payout for losses arising from complications or treatment.
-
Chronic Conditions
-
Complications of Pregnancy
-
Neonatal Disabilities
What Is Not Covered
Pregnancy or childbirth complications following major assisted conception: These are not covered, except where explicitly mentioned under the Maternity Benefits in the benefits schedule.
Congenital or hereditary conditions: These conditions are typically not covered.
